Mission Statement:

To encourage economic management within an organization through education and providing resources for credit.

Business Philosophy:

We have chosen to establish credit unions instead of conventional, for profit institutions due to its one-member, one vote structure, which gives members the power to direct the credit union policy in an effort to truly meet their needs. Traditionally, credit unions have lower operating costs. This will assist in offering competitive loan and savings rates. A credit union's sole responsibility is to service its members, the depositors. The volunteer board that runs the credit union is elected by the members.

Your credit union will not only provide resources for the member, but offer to educate them on investment basics. If elected, your credit union will consider the member's charitable giving consistency as a basic show of credit worthiness as a complement to the traditional credit analysis system. This method of lending to credit union members is groundbreaking!

Company History:

Founded in 2003 by Christi-lyn Seay, BHW is headquartered in Miami, Florida. As a financial advisor, Mrs. Seay holds four securities and three insurance licenses. As a former branch manager of the broker/dealer providing financial services to the members of the IBM Southeast Employees' Federal Credit Union in Boca Raton, Christi-lyn learned key elements and strategies to operating a successful credit union.

The BHW family is a team of professionals located in various parts of the country. Each representative and staff member has a rich, vast knowledge of the industry and a deep passion for God's anointing along with this ministry.

“The Bible records numerous accounts of man tithing to God. The tithe principle is this; "He gives unto us, we give back to Him one-tenth of all that He has blessed us with."